Intuit Credit Karma 4+

Impressive

I’m pretty impressed. I was using this for a while now I expected it to be way off and went on Equifax and it was the same 👍🏾.

Great app but has flaws

It’s a great app. All the information shown is correct and on point . Only flaw is the actual credit score is extremely inaccurate . I understand it’s a new score system but I have received my free equifax report and it’s nowhere’s near the score this app shows me .

So be careful everyone my equifax score is actually lower then the score shown on this app. So if you think your score is 675 it could actually be lower . And because you think it’s actually 675 when it’s not and you go to apply for credit you could actually damage your credit more . I would recommend getting your equifax and TransUnion scores before applying for any type of credit or you can put your score at more risk.

Other then that everything else shown on the app in very accurate and I’m impressed with the layout etc.

Developer Response ,

Thanks for the feedback! Credit bureaus like TransUnion use many different scoring models, even within the same credit bureau. Each bureau can use dozens of different credit score models based on the requirements of different lenders. This may be why you see a different score on TransUnion vs. Equifax.
You can learn more details about the CreditVision Risk scoring model here: https://www.creditkarma.ca/credit/i/whats-the-transunion-credit-score-that-credit-karma-uses/. Hope this helps!

Not working

It goes to the tell us about you screen and every time you click next it restarts on the same screen.

Developer Response ,

Hi Marie, Please reach out to us here: https://help.creditkarma.com/hc/en-us/requests/new. Once you've done so, feel free to reply back with your ticket number and we'd be happy to follow up directly with you. Thank you!