Desjardins Modulo Visa

Canadian Flag Blowing in the Wind
By Kimbery Ashington

  I

Aug 24, 2020

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Canadian Flag Blowing in the Wind

Desjardins Modulo Visa Review

By Kimbery Ashington

  I

August 24, 2020

Cardholder Satisfaction Rating

3.9

3.9/5

Desjardins Modulo Visa

Annual Fee

$50

Purchase Interest Rate at 10.9%. This is one of the industry’s lowest standard rates.

Low everyday rates for cash advances
Cash Advance Rate at a competitive 10.99%. All day, every day!
Receive Bonus Dollars in 6 Categories
1 Bonusdollar for every $100 spent
Comprehensive Travel Insurance with Credit Card

Travel insurance included at no extra charge.

Mobile device Insurance up to $1000 reimbursement

Complementary Smartphone/Tablet Insurance for damaged, lost or stolen devices. Maximum benefit up to $1000

Cardholder Satisfaction Rating

4.5

Desjardins Modulo Visa

No Annual Fee Graphic

Purchase Interest Rate at 10.9%. This is one of the industry's lowest standard rate.

No Annual Fee Graphic

Cash Advance Rate at a competitive 10.99%. All day, every day!

No Annual Fee Graphic

1 Bonusdollar for every $100 spent

No Annual Fee Graphic

Travel insurance included at no extra charge.

No Annual Fee Graphic

Complementary device insurance with benefits up to $1000.

  • Smartphone
  • Tablets

Applicable to devices that are:

  • Damaged
  • Lost
  • Stolen

Introducing one of the most unique low interest cards on the market today, the Desjardins Modulo Visa.

We begin this feast with a generous helping of Desjardins Bonusdollars®. This alternative rewards program offers reward currency on 1% of all purchases. Then we follow up with a savoury entrée that includes the 10.9% low interest rate. This rate applies to both purchases and cash advances.

We end our meal with a decadent dessert, wherein cardholders are offered complementary mobile device insurance on their smartphones or tablets alike, that are purchased using this visa.

For the latter, whether it be theft, misplacement, mishandling of device or unforeseen mechanical failure this coverage extends itself towards replacing or repairing whichever device was purchased with the card.

Activating this feature is as simple as either paying for your cell phone service with the Desjardins Modulo Visa or by purchasing your device, be it online or retail establishment, with the card. One way or another they’ve got your back on this one.

If that weren’t enough, this card also offers at no extra charge, travel insurance for out of province vacations, whether it be business or pleasure.

There is a limit of 3 days on this however, but that might come in handy for events such as camping trips, ski trips, that long overdue visit with the in-laws or the surprise trip that you promised the Mrs. four months ago to visit the grandkids.

Maybe its an impromptu drop-in with some home cooking from a proud mother who misses her daughter away at university, or a spontaneous road trip with your BFF and a rockin’ road playlist ! Whatever your needs may be Desjardins has got you covered.

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