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Use the right tools.

Get the right card.

Use the right tools.

Get the right card.

Top 10 Cards of 2020

We’ve closely inspected and scrutinized every last detail to bring you the best card from every category. We’ve worked hard at this so you don’t have to.  These are the very best cards Canada has to offer today.

Offers so savoury we can hardly wait to tell you about them. From balance transfer rates as low as 0% to multiple cash back categories available on a single card. Theres’s something for everyone.

Top 10 Cards of 2020

We’ve closely inspected and scrutinized every last detail to bring you the best card from every category. We’ve worked hard at this so you don’t have to.  These are the very best cards Canada has to offer today.

Offers so savoury we can hardly wait to tell you about them. From balance transfer rates as low as 0% to multiple cash back categories available on a single card. Theres’s something for everyone.

Number 1 Badge Mobile

Voted Best By Cardholders

$120 Annual Fee  First-year annual fee waived • Earn 4% on Groceries and Recurring Payments • Earn 2% on Gas and Transit •  Earn 1% on everything else • Minimum credit limit of $5000 • $60,000 or greater yearly income required or $100,000 per household
$0 Annual Fee • 1.99% APR on balance transfers for 10 months • 20,000 rewards points with first eligible purchase $1 = 1 Point (on select purchases) • $1 = 5 Points @ Best Western properties • Unlimited yearly rewards through purchases
2% Cash Back in 2 Merchant Categories with no limits of the amount you can earn! Transfer and Save – 1.95% APR on balance transfers for 6 months  (only transfers within the first 30 days are applicable) • $0 Annual Fee
Number 1 Badge Mobile

Voted Best By Cardholders

Scotiabank Momentum Infinite Visa

$120 Annual Fee  First-year annual fee waived • Earn 4% on Groceries and Recurring Payments • Earn 2% on Gas and Transit •  Earn 1% on everything else • Minimum credit limit of $5000 • $60,000 or greater yearly income required or $100,000 per household

Best Western Mastercard

$0 Annual Fee • 1.99% APR on balance transfers for 10 months • 20,000 rewards points with first eligible purchase $1 = 1 Point (on select purchases) • $1 = 5 Points @ Best Western properties • Unlimited yearly rewards through purchases

Tangerine Cash-Back Mastercard

2% Cash Back in 2 Merchant Categories with no limits of the amount you can earn! Transfer and Save – 1.95% APR on balance transfers for 6 months  (only transfers within the first 30 days are applicable) • $0 Annual Fee

Ready for a new car? Finally renovating that dated kitchen? Having a bad credit score can negatively impact your ability in getting approved when applying for new financing. 

Turn that frown upside down because we’re going to share with you a whole bunch of sure-fire ways you can just as easily improve your credit in just a short period.

Turn that frown upside down because we’re going to share with you a whole bunch of sure-fire ways you can just as easily improve your credit in just a short period.

Ready for a new car? Finally renovating that dated kitchen? Having a bad credit score can negatively impact your ability in getting approved when applying for new financing.

Turn that frown upside down because we’re going to share with you a whole bunch of sure-fire ways you can just as easily improve your credit in just a short period.

But what exactly is interest and how is it calculated?

You’ve heard of interest and probably know that it’s the amount you pay for using the services of your credit cards every month.

But what exactly is interest and how is it calculated?

You may be surprised to find the answer is not entirely what you imagined, but we can help debunk some false concepts you might have of this notoriously misunderstood calculation and even give you some pointers to stay ahead of your burgeoning fees.

You’ve heard of interest and probably know that it’s the amount you pay for using the services of your credit cards every month. 

But what exactly is interest and how is it calculated?

You may be surprised to find the answer is not entirely what you imagined, but we can help debunk some false concepts you might have of this notoriously misunderstood calculation and even give you some pointers to stay ahead of your burgeoning fees.

Cute Blonde with Glasses Sits on Floor Smiling and Happy: Backdrop - Inside Kids Finger Painting of House

Written by :                                                                                                                   

Clive Shapiro

February 12, 2020

Equifax and Trans-Union Split Image

Written by :                                                                                                                   

Pedro Anatoyas

February 4, 2020

Tangerine On Yonge Street

Written by :                                                                                                                   

Kelly MacMurphy

January 28, 2020

SPC Student Cashback Card : Is it really gone for good?

Comic Book Style Drawing of Man asking "Why?" with BMO Credit Card Slid Inside "no symbol"

Written by :                                                                                                                   

Pedro Anatoyas

February 7,  2020

Cute Blonde with Glasses Sits on Floor Smiling and Happy: Backdrop - Inside Kids Finger Painting of House

Written by :                                                                                                                   

Clive Shapiro

February 12, 2020

Equifax and Trans-Union Split Image

Written by :                                                                                                                   

Pedro Anatoyas

February 4, 2020

Tangerine On Yonge Street

Written by :                                                                                                                   

Kelly MacMurphy

January 28, 2020

SPC Student Cashback Card : Is it really gone for good?

Written by :                                                                                                                   

Pedro Anatoyas

February 7,  2020